Terms of Service

1. Acceptance of Terms

By accessing or using BrokerValidate.com ("the Site"), you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use the Site. These terms apply to all visitors, users, and others who access or use the Site.

2. Description of Services

BrokerValidate.com provides information about insurance and real estate services offered by Jesse Ramirez (NPN: 21161920), a licensed insurance and real estate broker. The Site allows visitors to learn about available products, verify broker credentials, and schedule consultations. Nothing on this Site constitutes a binding insurance contract or guarantee of coverage.

3. Not Financial or Legal Advice

The information provided on this Site is for general informational purposes only and does not constitute financial, legal, or tax advice. Insurance products and their suitability vary by individual circumstances. Always consult with a qualified professional before making financial decisions. Past performance of any financial product does not guarantee future results.

4. Appointment Scheduling

When you schedule an appointment through this Site, you agree to:

• Provide accurate and complete contact information
• Attend or cancel appointments with reasonable advance notice (at least 24 hours when possible)
• Receive appointment confirmation and reminder communications via email and/or SMS
• Ensure all decision makers are present during the scheduled consultation

5. SMS Communications Consent

6. Intellectual Property

All content on this Site, including text, graphics, logos, and images, is the property of BrokerValidate.com / Jesse Ramirez and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without express written permission.

7. Disclaimer of Warranties

The Site is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

8. Limitation of Liability

To the fullest extent permitted by law, Jesse Ramirez and BrokerValidate.com shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or reliance on any information provided herein.

9. Third-Party Links

The Site may contain links to third-party websites, including state Department of Insurance license verification portals. These links are provided for convenience only. We have no control over the content of those sites and accept no responsibility for them.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any disputes shall be resolved in the courts of Orange County, California.

11. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated date. Continued use of the Site after changes constitutes your acceptance of the revised Terms.

12. Contact